#1
Highest published monthly ceiling
EQ Bank
C$50,000 outbound in a rolling month, with sending and receiving both free, read off EQ Bank's own Personal Account fees and features table. The largest published monthly figure anywhere in this dataset.
Canadian bank comparison
Best Canadian Banks for Interac Online Casinos
This page exists to answer one question: what will it cost and how much can you move, at your institution specifically. It will not tell you that one bank unlocks better casinos, because none does. It will tell you which of our figures came off a bank's own published page and which are researched, because on this subject that distinction is the whole value.
Quick answer: what is the best bank for Interac casino deposits?
Every Canadian bank works with Interac e-Transfer, so the choice is about cost and friction, not access. The cheapest records in this table are the digital banks that send and receive free and support Auto-Deposit. TD is the one record marked as often declining card and debit payments to gambling merchants, which is a card policy and does not reach e-Transfer.
Interac e-Transfer works at every participating Canadian bank.
19 of 27 records are verified against the bank's own published page; 8 are researched. Each row says which.
Best Picks by Casino Banking Experience
Each pick below names the record field it rests on, and whether that field is verified against the bank's own published page or researched. None of it is a test result: we have not moved money through these accounts.
Read guide
#2
Largest single transfer, and the most detail
Vancity
C$6,000 in one transfer, the biggest per-transfer figure any institution here publishes, alongside five other tiers, the incoming ceiling, and a C$500 threshold above which a transfer is not immediate. Vancity also states plainly that these are system limits it will not change for an individual member.
#3
The one that charges you to get paid
Conexus Credit Union
The only record here that charges to receive an Interac e-Transfer: C$1.50 into a Maximizer chequing account and C$5.00 into a savings account, from Conexus's own published fee schedule. Every other institution that publishes a receive price lists a payout as free.
#4
Most card friction, and it is in writing
TD Canada Trust
The one record marked as often declining card and debit gambling payments, and one of four whose own card agreement reserves the right to block Internet gambling transactions without telling you first. Interac e-Transfer is a separate rail and is not governed by a card agreement.
Comparison table
Canadian Banks Compared for Interac Casino Play
Every row links to that institution's own guide. The provenance column is the important one: 19 of these 27 records were read off the institution's own published page in September 2026, and 8 are researched figures we have not matched to a published schedule. A cell reading "Not published" means the institution states no figure, and we would rather print that than a market average with its name on it: 8 of the 27 publish no send price and only 8 publish a monthly ceiling. Card and debit status is our editorial reading everywhere except TD, RBC, Scotiabank, BMO and CIBC, where we now quote the institution's own card agreement. The remaining 171+ Interac institutions are in the Bank Checker rather than here, because we hold nothing about them beyond Interac participation.
| Bank | Card deposits | e-Transfer fee | Auto-Deposit | Typical limit | Provenance | Guide |
|---|---|---|---|---|---|---|
Neo FinancialDigital & Online Banks | Card deposits usually fine | Free | Yes | $10,000 | Verified Sep 2026 | Bank guide |
EQ BankDigital & Online Banks | Card deposits usually fine | Free | Yes | $5,000 outbound 24-hour maximum | Verified Sep 2026 | Bank guide |
Simplii FinancialDigital & Online Banks | Card deposits usually fine | Free | Yes | In any 24-hour period: $3,000 | Verified Sep 2026 | Bank guide |
TangerineDigital & Online Banks | Card deposits usually fine | Free | Yes | $3,000 sending ($10,000 receiving) | Verified Sep 2026 | Bank guide |
FirstOntario Credit UnionCredit Unions | Card deposits usually fine | Not established; some chequing accounts include free transfers | Yes | $10,000 (rolling 24 hours) | Verified Sep 2026 | Bank guide |
VancityCredit Unions | Card deposits usually fine | Not established | Yes | $10,000 rolling | Verified Sep 2026 | Bank guide |
Manulife Bank of CanadaDigital & Online Banks | Card deposits usually fine | Not established | Yes | Not established | Researched Sep 2026 | Bank guide |
PC FinancialDigital & Online Banks | Card deposits usually fine | Not established | Yes | Not established | Researched Sep 2026 | Bank guide |
Wealthsimple CashDigital & Online Banks | Card deposits usually fine | Not established | Yes | Not established | Researched Sep 2026 | Bank guide |
ATB FinancialRegional Banks & Cooperatives | Card deposits usually fine | $1.50 per send (waived on five named account plans) | Yes | Not published (rolling, sends and receipts combined) | Verified Sep 2026 | Bank guide |
First Nations Bank of CanadaRegional Banks & Cooperatives | Card deposits usually fine | $1.50 per send | Yes | Not published | Verified Sep 2026 | Bank guide |
Alterna Savings and Credit UnionCredit Unions | Card deposits usually fine | Not established | Yes | Not established | Researched Sep 2026 | Bank guide |
Assiniboine Credit UnionCredit Unions | Card deposits usually fine | $1.00 per send on all personal and business accounts | Yes | Not published | Verified Sep 2026 | Bank guide |
Coast Capital SavingsCredit Unions | Card deposits usually fine | $1.50 per send, depending on account type | Yes | Not published | Verified Sep 2026 | Bank guide |
Conexus Credit UnionCredit Unions | Card deposits usually fine | $1.50 per send on Maximizer chequing; 30 free a month on No-Fee chequing | Yes | Not published | Verified Sep 2026 | Bank guide |
DUCA Credit UnionCredit Unions | Card deposits usually fine | $1.25 per send, with 3 to 10 free a month depending on your plan | Yes | Not published | Verified Sep 2026 | Bank guide |
Meridian Credit UnionCredit Unions | Card deposits usually fine | Charged per outbound transfer; Meridian does not publish the amount | Yes | Not published | Researched Sep 2026 | Bank guide |
Servus Credit UnionCredit Unions | Card deposits usually fine | Not established | Yes | Not published | Researched Sep 2026 | Bank guide |
Steinbach Credit UnionCredit Unions | Card deposits usually fine | $1.00 per send | Yes | Not published | Verified Sep 2026 | Bank guide |
RBC Royal BankBig Banks | Cards sometimes declined | Free (all personal chequing accounts) | Yes | $10,000 (RBC Mobile app, after identity verification) | Verified Sep 2026 | Bank guide |
DesjardinsRegional Banks & Cooperatives | Cards sometimes declined | Free within transaction plan | Yes | $5,000 | Verified Sep 2026 | Bank guide |
National BankBig Banks | Cards sometimes declined | Free (The Total and Minimalist plans include free e-Transfers) or $1.50 per transaction | Yes | $4,000 per 25-hour period | Verified Sep 2026 | Bank guide |
Laurentian BankBig Banks | Cards sometimes declined | Free on four named plans, otherwise $1.00 plus any withdrawal fee | Yes | $3,000 per transaction | Verified Sep 2026 | Bank guide |
BMO Bank of MontrealBig Banks | Cards sometimes declined | Free (Performance and Premium plans) or $1.50 per transaction | Yes | Not published | Researched Sep 2026 | Bank guide |
ScotiabankBig Banks | Cards sometimes declined | Free (Preferred/Ultimate Package) or $1.50 per transaction (Basic Banking) | Yes | Not published (one limit across online and mobile banking) | Researched Sep 2026 | Bank guide |
CIBCBig Banks | Cards sometimes declined | $1.50 for most accounts (waived on Smart and Everyday Chequing) | Yes | $3,000 within a 24-hour period | Verified Sep 2026 | Bank guide |
TD Canada TrustBig Banks | Cards often blocked | Free for most personal accounts | Yes | Not published | Verified Sep 2026 | Bank guide |
Every Published Limit and Fee, Side by Side
The table above answers "which institution". This one answers "what exactly": both fee directions and all four limit tiers as each institution words them, sortable by any column. An unpublished figure always sorts last, in either direction, because an institution that will not state its limit should not appear to have the lowest one.
Sorted by cheapest published send fee, then the largest published monthly ceiling.
| Institution | Send fee | Receive fee | Per transfer | Daily | Weekly | Monthly | Provenance | Guide |
|---|---|---|---|---|---|---|---|---|
| EQ Bank | Free | Free | Not published | $5,000 outbound 24-hour maximum | $20,000 outbound weekly maximum | $50,000 outbound monthly maximum | Verified Sep 2026 | Details |
| CIBC | Free to $1.50, by plan | Free | Not published | $3,000 within a 24-hour period | $10,000 within a 7-day period | $30,000 within a 30-day period | Verified Sep 2026 | Details |
| Simplii Financial | Free | Free | Not published | In any 24-hour period: $3,000 | In any 7-day period: $10,000 | In any 30-day period: $30,000 | Verified Sep 2026 | Details |
| Laurentian Bank | Free to $1, by plan | Not published | $3,000 per transaction | Not published | $10,000 per seven-day period | $20,000 per 30-day period | Verified Sep 2026 | Details |
| Neo Financial | Free | Free | $3,000 | $10,000 | $10,000 | $20,000 | Verified Sep 2026 | Details |
| Tangerine | Free | Free | Not published | $3,000 sending ($10,000 receiving) | $10,000 sending ($70,000 receiving) | $20,000 sending ($300,000 receiving) | Verified Sep 2026 | Details |
| ATB Financial | Free to $1.50, by plan | Free | Not published | Not published (rolling, sends and receipts combined) | Not published (rolling) | Not published (rolling) | Verified Sep 2026 | Details |
| BMO Bank of Montreal | Free to $1.50, by plan | Free | Not published | Not published | Not published | Not published | Researched Sep 2026 | Details |
| Desjardins | Free | Free | $5,000 per transfer, per 24-hour period | $5,000 | Not published | Not published | Verified Sep 2026 | Details |
| National Bank | Free to $1.50, by plan | Free | Not published | $4,000 per 25-hour period | $14,000 per 7-day period | Not published | Verified Sep 2026 | Details |
| RBC Royal Bank | Free to $1, by plan | Free | Not published | $10,000 (RBC Mobile app, after identity verification) | Not published | Not published | Verified Sep 2026 | Details |
| Scotiabank | Free to $1.50, by plan | Free | Not published | Not published (one limit across online and mobile banking) | Not published | Not published | Researched Sep 2026 | Details |
| TD Canada Trust | Free | Free | Not published | Not published | Not published | Not published | Verified Sep 2026 | Details |
| Assiniboine Credit Union | $1 | Free | Not published | Not published | Not published | Not published | Verified Sep 2026 | Details |
| Steinbach Credit Union | $1 | Not published | Not published | Not published | Not published | Not published | Verified Sep 2026 | Details |
| DUCA Credit Union | $1.25 | Not published | Not published | Not published | Not published | Not published | Verified Sep 2026 | Details |
| Coast Capital Savings | $1.50 | Free | Not published | Not published | Not published | Not published | Verified Sep 2026 | Details |
| Conexus Credit Union | $1.50 to $5, by plan | Free to $5, by account | Not published | Not published | Not published | Not published | Verified Sep 2026 | Details |
| First Nations Bank of Canada | $1.50 | Free | Not published | Not published | Not published | Not published | Verified Sep 2026 | Details |
| FirstOntario Credit Union | Not published | Not published | $3,000 | $10,000 (rolling 24 hours) | $10,000 (rolling seven days) | $20,000 (rolling 30 days) | Verified Sep 2026 | Details |
| Vancity | Not published | Not published | $6,000 | $10,000 rolling | $10,000 rolling 7 days | $20,000 rolling 30 days | Verified Sep 2026 | Details |
| Alterna Savings and Credit Union | Not published | Not published | Not established | Not established | Not established | Not established | Researched Sep 2026 | Details |
| Manulife Bank of Canada | Not published | Not published | Not established | Not established | Not established | Not established | Researched Sep 2026 | Details |
| Meridian Credit Union | Not published | Not published | Not published | Not published | Not published | Not published | Researched Sep 2026 | Details |
| PC Financial | Not published | Not published | Not established | Not established | Not established | Not established | Researched Sep 2026 | Details |
| Servus Credit Union | Not published | Not published | Not published | Not published | Not published | Not published | Researched Sep 2026 | Details |
| Wealthsimple Cash | Not published | Not published | Not established | Not established | Not established | Not established | Researched Sep 2026 | Details |
What a Month of Deposits Costs You
"Interac is free" is true at 13 of these 27 institutions, priced at the rest, and unpublished at 8 of them. Pick your institution and plan to see the arithmetic, including the payouts back, which are free everywhere that publishes a receive price, except Conexus.
The interactive version of this calculator needs JavaScript. Here is the same arithmetic for every plan in our records that carries a per-transfer price, so the figures are on the page either way.
| Institution and plan | Per send | 1 deposit | 5 deposits | 10 deposits | 20 deposits |
|---|---|---|---|---|---|
| Assiniboine Credit Union: All ACU personal and business accounts | C$1.00 | C$1.00 | C$5.00 | C$10.00 | C$20.00 |
| Laurentian Bank: Any other plan | C$1.00 | C$1.00 | C$5.00 | C$10.00 | C$20.00 |
| RBC Royal Bank: Personal savings | C$1.00 | C$1.00 | C$5.00 | C$10.00 | C$20.00 |
| Steinbach Credit Union: Personal account | C$1.00 | C$1.00 | C$5.00 | C$10.00 | C$20.00 |
| DUCA Credit Union: Rise Chequing | C$1.25 | C$0.00 | C$0.00 | C$0.00 | C$12.50 |
| DUCA Credit Union: Daylight Chequing | C$1.25 | C$0.00 | C$0.00 | C$6.25 | C$18.75 |
| DUCA Credit Union: Feel Free | C$1.25 | C$0.00 | C$0.00 | C$6.25 | C$18.75 |
| DUCA Credit Union: Evermore Premium | C$1.25 | C$0.00 | C$0.00 | C$6.25 | C$18.75 |
| DUCA Credit Union: Aim for More | C$1.25 | C$0.00 | C$2.50 | C$8.75 | C$21.25 |
| DUCA Credit Union: Basic chequing | C$1.25 | C$1.25 | C$6.25 | C$12.50 | C$25.00 |
| ATB Financial: Other Canadian-dollar accounts | C$1.50 | C$1.50 | C$7.50 | C$15.00 | C$30.00 |
| BMO Bank of Montreal: Lower plans | C$1.50 | C$1.50 | C$7.50 | C$15.00 | C$30.00 |
| CIBC: Other CIBC accounts | C$1.50 | C$1.50 | C$7.50 | C$15.00 | C$30.00 |
| Coast Capital Savings: Depending on account type | C$1.50 | C$1.50 | C$7.50 | C$15.00 | C$30.00 |
| Conexus Credit Union: No-Fee chequing | C$1.50 | C$0.00 | C$0.00 | C$0.00 | C$0.00 |
| Conexus Credit Union: Maximizer chequing | C$1.50 | C$1.50 | C$7.50 | C$15.00 | C$30.00 |
| First Nations Bank of Canada: Personal account | C$1.50 | C$1.50 | C$7.50 | C$15.00 | C$30.00 |
| National Bank: Basic or entry plan | C$1.50 | C$1.50 | C$7.50 | C$15.00 | C$30.00 |
| Scotiabank: Basic Banking | C$1.50 | C$1.50 | C$7.50 | C$15.00 | C$30.00 |
| Conexus Credit Union: Savings account | C$5.00 | C$5.00 | C$25.00 | C$50.00 | C$100.00 |
Every institution not listed here either sends free or publishes no price. Which is which is in the comparison table above, and on each institution's own guide.
Where the Money Goes When You Deposit
Worth having in your head before any of the numbers above matter, because it explains both the unfamiliar name on your statement and why you cannot cancel a deposit. The casino is never the recipient of your transfer.
Scroll sideways to see the whole diagram, or open the text version below.
Read this diagram as text
- Your institution. You authorise the transfer inside your own banking app. Funds leave immediately.
- Interac e-Transfer rails. Interac moves the value between two financial institutions. No money travels by email.
- the operator's payment processor. Registered for Autodeposit, so the transfer lands without a security question. This is the name your statement records.
- Casino balance. The operator credits your account once the processor confirms the reference matches.
The processor side of this chain is covered in our Gigadat guide, including the six reasons it publishes for a failed deposit and what happens to a payout you answer wrongly.
What makes a bank good for Interac casinos?
Four things, in roughly this order of how much they will actually affect you. None of them is access, because access does not vary.
1. What a send costs you
The largest real difference in this table, and the one the calculator below exists for. Ten deposits a month costs nothing at eleven of these institutions, C$10.00 at Laurentian, ACU or Steinbach, C$12.50 at DUCA and C$15.00 at most of the C$1.50 institutions. Conexus is the outlier in both directions: it can charge you C$1.50 or C$5.00 to receive a payout, which no other record here publishes. Several institutions include transfers on one plan and charge on another, so the plan you hold matters more than the institution you are with.
2. Whether you can move what you want to move
Published per-transfer ceilings run from C$3,000 to Vancity's C$6,000, and published monthly ceilings from C$20,000 to EQ Bank's C$50,000. Most of these are rolling windows measured from the time of a transfer, not calendar days, so yesterday afternoon is still using up today. Whether you can move yours varies more than the figure does: Scotiabank lets you drag a slider in the app, Servus will review it on request, and RBC, National Bank, Desjardins, Tangerine and Vancity all state in writing that it cannot be changed. TD, Scotiabank, BMO, ATB and eight others publish no figure at all.
3. Card-payment friction, if you were going to use a card
Gambling merchants carry their own card-network category code, and each institution decides whether to approve payments carrying it. This used to be the column with the weakest evidence behind it. It is not any more for the big banks: CIBC, RBC, TD and Scotiabank each reserve the right in their own card agreements to block or restrict gambling transactions, and all four plus BMO classify gambling as a cash-like transaction, which carries cash-advance interest from the day it posts. We quote the clauses on each institution's page. For the credit unions it remains our editorial reading, and each page says so.
4. Auto-Deposit, which every record here supports
It removes the manual acceptance step, so a payout credits without you doing anything and cannot expire unclaimed. Since all 27 records support it, it is a setup step rather than a reason to choose one bank over another.
5. Whether you can undo a mistake, which mostly you cannot
A casino payment processor registers for Interac Autodeposit, and that registration is what removes your ability to cancel a transfer you have sent. Eight institutions here state it explicitly. Several also charge to cancel one that is still pending, from C$3.00 at ATB to C$5.00 at BMO and Servus, and most state the send fee is not refunded either way. Treat the confirmation screen as the last reversible moment.
One thing genuinely outside your institution's control: the payment processor on the casino side, which decides the name on your statement and when a payout settles. Gigadat, the one we hold a full record for, processes withdrawals Monday to Friday only. See our processor guides.
Do the casinos change depending on my bank?
No, and it is worth being precise about why. An Interac e-Transfer is an ordinary account-to-account transfer to the casino's payment processor. The processor accepts transfers from any participating Canadian institution, so there is no step anywhere in that chain at which an operator could accept TD and refuse Vancity.
Which means a page headed "best casinos for [your bank]" is the same list with a name swapped in, wherever you find it, including the earlier version of this site. We removed the per-bank casino lists for that reason. The one list we do publish is the same for everybody, and the bank guides stick to the part that genuinely differs: cost, ceiling, card behaviour, and how well evidenced each of those is.
The one casino list we publishDeep Guides for Enriched Banks
One guide per institution, each built from that bank's own record: what a transfer costs, what the limits are, how card payments behave, and how much of it we have actually confirmed. Where a record is thin, the guide says so on the page instead of filling the space.
Big Banks
RBC Royal BankFree (all personal chequing accounts) · Verified Sep 2026National BankFree (The Total and Minimalist plans include free e-Transfers) or $1.50 per transaction · Verified Sep 2026Laurentian BankFree on four named plans, otherwise $1.00 plus any withdrawal fee · Verified Sep 2026BMO Bank of MontrealFree (Performance and Premium plans) or $1.50 per transaction · Researched Sep 2026ScotiabankFree (Preferred/Ultimate Package) or $1.50 per transaction (Basic Banking) · Researched Sep 2026CIBC$1.50 for most accounts (waived on Smart and Everyday Chequing) · Verified Sep 2026TD Canada TrustFree for most personal accounts · Verified Sep 2026
Digital & Online Banks
Neo FinancialFree · Verified Sep 2026EQ BankFree · Verified Sep 2026Simplii FinancialFree · Verified Sep 2026TangerineFree · Verified Sep 2026Manulife Bank of CanadaNot established · Researched Sep 2026PC FinancialNot established · Researched Sep 2026Wealthsimple CashNot established · Researched Sep 2026
Regional Banks & Cooperatives
Credit Unions
FirstOntario Credit UnionNot established; some chequing accounts include free transfers · Verified Sep 2026VancityNot established · Verified Sep 2026Alterna Savings and Credit UnionNot established · Researched Sep 2026Assiniboine Credit Union$1.00 per send on all personal and business accounts · Verified Sep 2026Coast Capital Savings$1.50 per send, depending on account type · Verified Sep 2026Conexus Credit Union$1.50 per send on Maximizer chequing; 30 free a month on No-Fee chequing · Verified Sep 2026DUCA Credit Union$1.25 per send, with 3 to 10 free a month depending on your plan · Verified Sep 2026Meridian Credit UnionCharged per outbound transfer; Meridian does not publish the amount · Researched Sep 2026Servus Credit UnionNot established · Researched Sep 2026Steinbach Credit Union$1.00 per send · Verified Sep 2026
Your bank not listed above?
The interactive Bank Checker covers 200+ Interac-participating institutions, including smaller credit unions and regional banks that do not yet have dedicated guides.
Best Interac Bank FAQ
Which bank is best for online casinos in Canada?
No bank gives you access to different casinos, so this is a question about cost, ceiling and friction rather than access. On the records in this table the cheapest are the institutions that send and receive free: TD on most personal chequing plans, RBC personal chequing, Tangerine, Simplii, EQ Bank, Neo and Desjardins within a transaction plan. EQ Bank publishes the largest monthly ceiling at C$50,000 and Vancity the largest single transfer at C$6,000. Conexus is the one record that can charge you to receive a payout.
Do all banks work with Interac casinos?
Every institution on Interac's participating list can send an e-Transfer to a casino payment processor, and Gigadat states on its own site that Interac e-Transfer is supported by 100% of Canadian financial institutions. Card and debit payments are separate: TD, RBC, Scotiabank and CIBC all reserve the right in their own card agreements to block or restrict gambling transactions, which has no bearing on e-Transfer.
Which banks block gambling transactions?
Four of them say so in writing, which is new to this page. CIBC's cardholder agreement says it may block transactions it can identify as internet gambling. RBC reserves the right to prevent transactions connected to online gambling. TD may block Internet gambling transactions without advance notice. Scotiabank lists being required by law in relation to online gambling among its grounds for restricting a credit account. BMO's blocking clause is general and does not name gambling. All four also classify gambling as a cash-like transaction, which means cash-advance interest from the transaction date. None of it applies to Interac e-Transfer.
Does my bank charge for Interac e-Transfer?
It depends on the institution and, more often, on your account plan. Eleven institutions in our records have at least one plan that sends free. Where there is a charge it runs from C$1.00 at Laurentian, ACU and Steinbach through C$1.25 at DUCA to C$1.50 at most of the rest, and C$5.00 from a Conexus savings account. Eight institutions publish no send price at all, which is recorded as "Not published" rather than guessed at. Use the calculator on this page rather than a headline figure.
Can I cancel a casino deposit I sent by Interac e-Transfer?
Almost certainly not, and this is the most useful thing on this page. A casino payment processor registers for Interac Autodeposit so it can take thousands of transfers without a security question each time, and that registration is exactly what removes the sender’s ability to cancel. TD, Scotiabank, CIBC, National Bank, Desjardins, Tangerine, Simplii and Vancity all state it in their own words. Interac Corp puts the general rule as "Once a deposit has been made there is no way to reverse the transaction." Several institutions also charge to cancel one that is still pending: C$5.00 at BMO and Servus, C$3.50 at CIBC, National Bank and Desjardins, C$3.00 at ATB.
Is Tangerine or Simplii better for online casinos?
Both send and receive free and support Autodeposit, and both are now verified against their own published pages, so the difference is in the detail. Simplii publishes a C$30,000 monthly ceiling and charges C$3.50 for a stop payment. Tangerine publishes a lower C$20,000 monthly ceiling but also publishes its receiving limits, which almost nobody does, and tells customers the limits are set by Interac and cannot be changed. Interac Corp says the opposite: each financial institution sets its own.
Why has a company I have never heard of appeared on my statement?
Because the casino is not the recipient of your transfer. Operators route Interac payments through a payment processor, so the processor settles the payment and the processor name is what your bank records. That explains the shape of the entry and nothing more: reconcile the amount and date against your own casino transaction history before you treat any charge as explained, and if it does not reconcile, contact your bank using the number on your card or the message centre in your app.